National Flood Insurance Program (NFIP)

Floods can happen anywhere, anytime. They cause physical, emotional, and financial anguish—especially when victims realize the damage is not covered by their homeowners insurance policy. In most cases, the only aid disaster victims may qualify for is a loan, and that must be repaid—with interest! With one annual premium, you can protect your most important investment: your home or business and its contents.

Nearly 20,000 communities across the United States and its territories participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage. In exchange, the NFIP makes Federally backed flood insurance available to homeowners, renters, and business owners in these communities. Community participation in the NFIP is voluntary.

Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. Flood damage is reduced by nearly $1 billion a year through communities implementing sound floodplain management requirements and property owners purchasing of flood insurance. Additionally, buildings constructed in compliance with NFIP building standards suffer approximately 80 percent less damage annually than those not built in compliance.

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Edgerton Location
4 Lord St  |  Edgerton, WI  53534  |  (608) 884-0363

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221 Kings Lynn Rd Suite A  |  Stoughton, WI 53589  |  (608)873-8888
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